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    <title>Hospital Design - Finances</title>

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    <description>Tips and strategies for funding your veterinary hospital</description>

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    <dc:date>2009-11-21T07:24:31Z</dc:date>
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    <title>Get a loan without a hefty down payment</title>

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    <description>The Small Business Administration makes it easier than ever for veterinarians to secure
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    <dc:date>2009-10-12T04:00:00Z</dc:date>

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    <title>Write the great American loan proposal</title>

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    <description>Every veterinarian wants to write it. Here's a guide to teach you what it takes to pen a brilliant
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    <dc:date>2009-07-01T04:00:00Z</dc:date>

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    <title>How to save $100,000 on your building project</title>

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    <description>One doctor hired a former banker to help guide him through the twists and turns of veterinary
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    <dc:date>2009-06-30T04:00:00Z</dc:date>

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    <title>Getting a loan in today's market</title>

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    <description>With the current economy, getting a loan is tougher than it was a few years ago. But good businesses
    are still bankable.</description>

    <dc:date>2008-06-01T04:00:00Z</dc:date>

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    <title>Do you, doctor, lease ... or build?</title>

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    <description>It's the question that every new generation of veterinarians faces.</description>

    <dc:date>2008-06-01T04:00:00Z</dc:date>

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    <title>Be a budget-savvy builder-to-be</title>

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    <description>It's time to face facts. you've spent years dreaming of the perfect veterinary facility, but your
    pockets are only so deep.</description>

    <dc:date>2008-06-01T04:00:00Z</dc:date>

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    <title>Revenue generation worksheet (pdf)</title>

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    <description>Worksheet to estimate revenue generation for new hospital</description>

    <dc:date>2006-06-01T04:00:00Z</dc:date>

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    <title>Don't get lost in increased costs</title>

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    <description>A new facility brings more space and capacity&amp;amp;mdash;and higher costs. Think about how you'll
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    <dc:date>2006-06-01T04:00:00Z</dc:date>

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    <title>Expected revenue growth</title>

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    <description>I'm considering building a facility. What average revenue growth can owners expect five and 10 years
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    <dc:date>2005-11-01T05:00:00Z</dc:date>

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    <title>Leveraging your facility, equipment, and technology</title>

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    <description>Well-managed practices realize they need to reinvest to keep their practices moving forward. Here's
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    <dc:date>2005-09-01T04:00:00Z</dc:date>

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    <title>Where does your facility generate revenue?</title>

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    <description>Are you making the most of your practice space? Find out by breaking down your earnings by square foot
    and comparing your numbers with these averages for each profit center.</description>

    <dc:date>2005-08-01T04:00:00Z</dc:date>

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    <title>Choosing a lender and negotiating a deal</title>

    <link>
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    <description>Low costs aren't the only reason to choose a lender. Also consider these important details before
    saying yes.</description>

    <dc:date>2005-06-05T04:00:00Z</dc:date>

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    <title>Figuring out the financing</title>

    <link>
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    <description>Your banker wants to know whether you're a good risk&amp;amp;#8212;and you want to know you're getting
    a reasonable deal. Use these tips to balance the equation.</description>

    <dc:date>2005-06-01T04:00:00Z</dc:date>

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    <title>The road to obtaining an SBA loan</title>

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    <description>Dr. Karyl Ropko worked closely with the SBA to obtain a building loan. Here are some tips she learned
    along the way and the steps she took to smooth the road:</description>

    <dc:date>2004-02-01T05:00:00Z</dc:date>

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    <title>What does it cost to build?</title>

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    <description>It depends how big you build--and on the site fees, appraisals, zoning fees, and interest rate. Here's
    help with your estimate.</description>

    <dc:date>2003-08-10T04:00:00Z</dc:date>

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  <item
  rdf:about="http://veterinaryhospitaldesign.dvm360.com/vethospitaldesign/Veterinary+hospital+design/What-does-it-cost-to-start-a-practice/ArticleStandard/Article/detail/132413?contextCategoryId=8746&amp;ref=25">

    <title>What does it cost to start a practice?</title>

    <link>
    http://veterinaryhospitaldesign.dvm360.com/vethospitaldesign/Veterinary+hospital+design/What-does-it-cost-to-start-a-practice/ArticleStandard/Article/detail/132413?contextCategoryId=8746&amp;ref=25</link>

    <description>To improve your chances for success, Denise Tumblin, CPA, co-owner and vice president of Wutchiett
    Tumblin and Associates, says you need to consider the cost and return you can expect in the first year of practice.
    She offers this example of the potential costs:</description>

    <dc:date>2003-08-01T04:00:00Z</dc:date>

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    <title>Small business loan programs for women</title>

    <link>
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    <description>Q. I&amp;amp;rsquo;m a female practitioner, and I want to borrow about $250,000 to start a practice.
    Do I qualify for any special small-business loan programs for women?</description>

    <dc:date>2001-11-01T05:00:00Z</dc:date>

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    <title>Should I use funds from my IRA to cover a land down payment?</title>

    <link>
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    <description>Q. I lease space for my hospital but want to purchase some land and build a facility when my lease
    expires in three years. My Individual Retirement Account (IRA) contains enough money to cover the down payment on
    the land. Is this a wise use of my IRA funds?</description>

    <dc:date>2000-08-01T04:00:00Z</dc:date>

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    <title>Should I lease land but own the freestanding building?</title>

    <link>
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    <description>Q. I want to move my veterinary practice from a strip-mall leasehold to an adjacent property that the
    mall owner recently bought to expand the shopping center. I can either rent a larger leasehold in the new shopping
    center or lease part of the land. Is it wise for me to lease the land while owning the freestanding building on
    it?</description>

    <dc:date>2000-06-01T04:00:00Z</dc:date>

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    <title>Check the fine print when signing a building lease</title>

    <link>
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    <description>Q. I'm preparing to sign my first building lease but worry I might miss important details. What should
    I know before committing?</description>

    <dc:date>1999-01-01T05:00:00Z</dc:date>

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    <title>How to buy the practice of your dreams</title>

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    <description>Many associates dream of a fixer-upper they can buy for nothing down and low payments, then turn it
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    <dc:date>1998-04-01T05:00:00Z</dc:date>

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    <title>Budget worksheet for new hospital building project (pdf)</title>

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    <description>A cash flow analysis for new hospital building projects</description>

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